Our vast experience and close relationship with the best insurers and reinsurers in the market allow us to designed tailor made solutions that perfectly match the specific requirements of your organization.

Our customized and flexible solutions provide an exceptional set of benefits to make sure you retain your best employees and attract the market’s finest. We offer the confidence your team needs to work well, live well, and stay healthy. It is vital that your staff members feel taken care of physically, mentally, and socially. With us, you can provide this for them.

 

GROUP PERSONAL ACCIDENT

Nothing can make up for the loss to your employees and their families caused by accidental death, injury and permanent disablement. A Group Personal Accident policy helps them minimize their loss and maintain their usual lifestyle by providing monetary compensation in case of accident, as well as covering for medical expenses incurred.

The basic plan covers during working hours, including travel from home to work and back, and can be tailored to cover them round the clock, whether on the job, at their home or on holidays with no geographical limits.

 

GROUP HOSPITAL AND SURGICAL

A Group Hospital and Surgical policy helps your employees pay for all or some of the high costs related to surgery and hospitalization. From pre-hospitalization consultations, to post-hospitalization treatment, the comprehensive plan we offer ensures that they will be well protected.

They will be covered for the actual hospitalization bills that they incur when they are hospitalized due to sickness or accident. This insurance takes care of room & board (up to 90 days), surgery, consultation, intensive care (up to 20 days) as well as post-hospitalization costs (up to 90 days).

Our extensive direct billing network offers the convenience of cashless treatments in the country’s best clinics and hospitals.

 

GROUP INTERNATIONAL HEALTH INSURANCE

We can design comprehensive and dynamic international health insurance solutions to suit your global needs when it comes to providing first class medical cover for your Cambodian and expatriate employees.

Our solutions provide comprehensive coverage for all necessary medical expenses including in-patient, out-patient, emergency evacuation and repatriation. You can add optional covers to your plan including maternity, wellness, dental and vision benefits.

Our extensive set of benefits includes:

  • Inpatient Treatments
  • Post Hospital Treatments
  • Outpatient treatments
  • Cancer Treatments
  • Catastrophic Illnesses
  • Dental Care
  • Maternity Care
  • Well Being Care

EASY ADMINISTRATION

Whether you need to add new recruits or account for staff leaving, we make it easy for you to administer changes in headcount with our flexible and efficient handling process.

DIRECT BILLING NETWORK

Enjoy cashless treatments, tests and medicine in more than 50+ affiliated hospitals and clinics in the country. Our international solutions offer you access to the world’s best hospitals for a complete peace of mind.

TAX EFFICIENT SOLUTIONS

Unlike other intermediaries, all our solutions are fronted by local insurance companies and backed by A rated international (re)insurers. Our onshore solutions are not subject to the Withholding Tax of 14% otherwise applicable to offshore solutions.

WE ARE A DEDICATED FIRM Why Choose Us

TAILOR ADVICE

With over 40 years of cumulative experience in the financial sector, our team is well equipped to carefully analyze your specific requirements and tailor our advice to match your particular circumstances with the best coverage/cost solutions available on the market.

FREE SERVICE

Unlike other intermediaries, we believe in not charging our clients a fee and we are reimbursed by the insurer. The premium you pay is the same as working directly with the insurer and in some cases lower.

CLAIM HANDLING

We offer you a full assistance in preparing and submitting your claims at our own cost for a fast and pro-active processing. Once your reimbursement is ready, simply select your preferred method of payment (cash, cheque, transfer) for a prompt settlement.

24/7 EMERGENCY ASSISTANCE

Our multilingual team is available around the clock to make sure you’re perfectly looked after in case of emergency hospitalization and/or medical evacuation.

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We Love To Hear Words From Our Customers

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