While Fire & Allied Perils insurance covers losses in respect of physical assets, as a consequence of this loss businesses may suffer from reduction in turnover and the subsequent loss of profits due to the interruption of their activities. Our Loss of Profit Insurance provides the solution to mitigate the losses.

This cover operates in conjunction with Fire policy or Industrial All Risks policy to cover Loss of Profit as a result of interruption in the Insureds business caused by a peril insured under Fire & Allied Perils policy or the Industrial All Risks policy.

INDEMNITY PERIOD

Select the period during which you’ll receive financial compensation from 6 months up to 3 years.

EXCESS / DEDUCTIBLE

The standard deductible is 5 days, which means you’ll receive financial compensation after a period of 5 days following the interruption of your activities. Lower your premium by increasing this excess to 10, 15, 30 or 60 days.

WE ARE A DEDICATED FIRM Why Choose Us

TAILOR ADVICE

With over 40 years of cumulative experience in the financial sector, our team is well equipped to carefully analyze your specific requirements and tailor our advice to match your particular circumstances with the best coverage/cost solutions available on the market.

FREE SERVICE

Unlike other intermediaries, we believe in not charging our clients a fee and we are reimbursed by the insurer. The premium you pay is the same as working directly with the insurer and in some cases lower.

CLAIM HANDLING

We offer you a full assistance in preparing and submitting your claims at our own cost for a fast and pro-active processing. Once your reimbursement is ready, simply select your preferred method of payment (cash, cheque, transfer) for a prompt settlement.

24/7 EMERGENCY ASSISTANCE

Our multilingual team is available around the clock to make sure you’re perfectly looked after in case of emergency hospitalization and/or medical evacuation.

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